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Showing posts from January, 2014

California Beer - How Capitalism Provides

An ironic title but one that I will illustrates provides an appropriative narrative when describing how government regulation reduces choice and increases price. As I previously stated, I escaped California and moved to Pennsylvania last summer. Almost all of my costs went down except for one, alcohol. And since my alcohol of choice is beer, I am struggling. Well not really since I'm saving multiple times on everything else but I want to illustrate the impact of government limited supply on society.

Today was the annual release of Bell's Brewery's Hopslam Imperial IPA. This apparently is IPA ambrosia because it sold out of the Whole Foods near me in an hour, around mid-day. I have a job that's more than 10 minutes away so I missed out, and I was, was disappointed. Then I thought about it. These tools at Bell's are limiting supply in PA so to drive the price up. And it turns out a pizza bar across the street was purchasing the bottles at Whole Food's and…

Obama announces plan to prey on the poor and stupid to fund his deficits

CNN Money:
President Obama on Tuesday offered up a new kind of "starter" retirement accounts aimed at employees of companies that don't offer such plans.

Obama is calling them the "MyRA" and said he would, by executive order, direct the Treasury Department to create them.The idea is to create Roth IRA accounts that can hold only Treasury securities. News flash: people whose employers don't offer 401(k)s can already use Roth IRAs. And Roth IRA accounts can already hold Treasury securities. But only a moron would put his entire retirement into Treasury bonds yielding 2-4%.

Unfortunately, the poor and stupid don't have enough money to make a difference in the Treasury market, because, well, they're poor and stupid. But this is all part of a long-time dream of leftists to force Americans to finance the deficit by forcing them to hold Treasuries in their retirement accounts. Today, the poor. Tomorrow, the masses of 401(k) owners. Somebody's got…

Pennsylvania - Beer - Nanny State

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Straight out of Beer with Demo's playbook we have a story about beer in our constantly more intrusive nanny state. Strangely though the nanny state of Pennsylvania is pretty long in the tooth with this one. It has to do with how they sell beer here.

Now say what you will about the socialistic leanings of California, but my goodness do they do beer well. There is even a brewery in Scotland that is trying to replicate Californian beer called Brew Dog. Now as an aside, I can't find anything on their website referencing this now but when I visited their brewpub in Camden, London, UK, the bartenders went on about their goal to replicate the brilliant beer being produced in California. So much was this the goal that the bottles they had for sale were from Stone, Anchor, Lagunitas, and Lost Coast, IN LONDON!

Anyway, having arrived in PA I've been shocked into a dark and miserable beer reality that is nanny state regulation of my beer pleasure. In PA the law is this: we h…

Things to do in Austin when you're bored

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Mortgage Qualification -- American = Crook

Hi folks, NL here, it's been a while. Where have I been? Well I've left the communist confines of California and relocated my family to the Philadelphia area. Why? Hmmmm, I don’t make 7 figures so I can’t live comfortably in CA. I also want my kids to have a good education, I can’t afford private school and I would prefer a student teacher ratio that is less than 40. But I can comment on this topic more in the future.

Tonight I want post a comment on the absurdity of mortgage qualification. Since I’ve moved to PA I can suddenly afford to buy my first home. In the Bay Area this was impossible with my low 6 figure salary, but my God have I found the promised land! I’m going to close on my first home on .7 acres with a 2300 square foot house in a lovely area known as the Mainline. This property would literally cost 1.2+ million in Walnut Creek, CA. Here we are south of half a mil and the people in my neighborhood tell me that our 10 out 10 rated school with an ave…

Greenspan's Body Count: Jennifer Berman, Alexander Berman, Jacqueline Berman

It's hard to believe that Alan Greenspan is still killing, years after the housing crash and after his successor Zimbabwe Ben has re-inflated the housing bubble.  But the Maestro works in mysterious ways.

Today's episode of Greenspan's Body Count comes from the wealthy town of West Palm Beach.
By 6 p.m. city police confirmed Alexander Berman, 16, and his sister, Jacqueline, 15, had been found dead in the pink house with the basketball net out front. The body of a woman, who police identified as Richard Berman’s ex-wife, was also found in the home.

The three appear to have died from gun shots in a murder-suicide.

“I can’t believe this could happen in our neighborhood, but I guess it could happen anywhere,” said Rod Tinson, a neighbor. “It’s a shame. It’s sickening to hear the teenage kids, too.”

The teens’ mother, Jennifer Berman, 48, sent emails to Richard Berman, her ex-husband and father of the children, and to other members of their family Monday morning, saying she was …

The brighter side of Obamacare

Though the most visible effects of Obamacare are millions of Americans losing their health insurance and higher health care costs for almost everyone else, it's important to remember that there are some people who are actually helped by Obamacare.

One such person is a Facebook friend of mine. "Sue" is not old enough for Medicare, but old enough to be in the deep end of the risk pool. She didn't have insurance prior to Obamacare because it was simply too expensive in the individual market. Under Obamacare, she has been able to purchase a heavily subsidized plan that costs her very little. Here is Sue's story :
WC, I couldn't afford coverage. [Husband] "Bob" had it through Veterans, as he's a Vietnam Vet. I was able to get subsidized Healthcare through CoveredCA.com. California had a better system than Healthcare.gov. My first appointment is Jan. 7. I was able to get a primary care physician here in Encinitas. My doctor is on El Camino Real.…

Now we know why they got along so well

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Are the Koch brothers the Left's new Emmanuel Goldstein?

I've known about the Koch brothers, Charles and David, for decades. The billionaire owners of Koch Industries have for years publicly supported free-market think tanks and liberty-oriented causes. Until recently, such civic engagement was considered patriotic.

But as George Orwell so brilliantly illustrated in 1984, hatred against some other is an invaluable tool for an authoritarian regime to control the masses. 1984's bogeyman was Emmanuel Goldstein, a traitor possibly invented by the regime, a face toward which the enslaved populace could direct their anger.

Ask any leftist you know these days about the "Koch brothers," and you're likely to provoke a look of disgust. Leftist political organizations and their acolytes in the media have turned "Koch brothers" into a dirty word, along with "Citizens United" and "corporation."

Watch MSNBC personality Rachel Maddow completely make up an entire news segment claiming the Koch brother…