Great personal finance tips here from Forbes. Browse them all. It won't take that long.
Many are ideas we've discussed here over the years. Many will be new to you.
One I will disagree with is #353: Own gold through ETFs like GLD. We've discussed before why that's a bad idea. It's not clear that all the ETFs actually own segregated physical gold that hasn't been leased or swapped or otherwise encumbered by the big banks. Buy physical gold coins.
#352 is right on, though: Keep 5% of your portfolio in gold.