I must confess that I haven't moved my money yet. I'm looting the dirty banksters by taking them up on serial offers of $100 - $150 to open new credit card, savings, and checking accounts. Currently Citi is handing out Benjis like party favors for opening credit card accounts, and Chase is handing them out for bank deposits. And I make sure never to pay any fees or interest, and not to leave enough money in checking or savings to make it profitable for the bank to hold my account.
It's also important to always return those credit card offer reply envelopes.
UPDATE: ZeroHedge and Karl Denninger on why REAL capitalists choose credit unions.