Student loans are the new herpes

New York Times: nobody wants to date a deadbeat:
Lauren Dollard, a 26-year-old assistant at a nonprofit in Houston, said her low credit score had helped to stall her romantic plans. Her boyfriend is wary of marrying her until she can significantly pay down the more than $150,000 she owes in student loans and bolster her credit score, she said.

Ms. Dollard’s credit score is so low, around 600, that she hasn’t been able to qualify for a car loan. She sympathizes with her boyfriend’s position because he “doesn’t ever want to be accountable for the irresponsible financial decision I made,” she said.
While the article focuses on credit scores, singles would be wise to pay attention instead to the type of debt. Credit card debt is like gonorrhea or chlamydia: it can be easily eliminated with the wonder antibiotic of bankruptcy (and who hasn't run up $20K at Macy's or screwed a stranger unprotected in a bathroom stall?). Student loans, however, are immune to bankruptcy just as herpes and AIDS are incurable. Avoid student debtors like you'd avoid a needle-using Haitian prostitute.


Anonymous said...

Sounds like wise advice to avoid those with high debtloads like the plague, but tell that to you Miss Dollard's boyfriend.

She easily googleable, so if you do your homework, you'll find that she went to a private uni across the country for a degree in (drum roll, please) Communication and Media Studies, which I bet could have been had at the U of Houston for many times less than that.

Anyway, point is that this didn't keep her and the borefriend from being horny 20-somethings and having a bun in the oven.

I wouldn't want to be interviewed, either, if I knew I was going to be paying down her loan debt while she's knocking out the kid...

wcv said...

You may be looking at the wrong Lauren Dollard.

Anonymous said...

meh, screw her.

If the genders were reversed, she wouldn't even give the time of day to some poor schlub guy with $150K in debt who couldn't even get a shitty car loan. Her boyfriend is a sap for treating her any differently.

21st century! Forget old traditions! Equality for all, right?

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