Whose fault is it?

I wouldn't put it in such partisan terms, and I'm not so enthusiastic about McCain, but this video is entirely factually consistent with what I know about the housing bubble.

Watch the whole thing. Especially if you are even considering the possibility of voting for Obama.

... and this C-SPAN highlight reel of Democrats blocking regulation of Fannie Mae and Freddie Mac.

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Quotations from Chairman Varones

There are very few financial problems that can't be solved by a suitable application of asset bubbles.