Wayne "Mike" Anderson knew what the knock at the door of his Stratmoor Valley home meant: He was being evicted.
He wasn't ready to leave.
Unemployed, awash in debt and hiding an October foreclosure from loved ones, the 55-year-old shot himself Wednesday morning as a sheriff's deputy stood outside the home south of Colorado Springs. His live-in girlfriend was at work. She never knew they were being forced out, friends said.
"He felt like he was in a corner, and that's what he had to do to free himself," said Bennie Walker, a family friend who said she thought of Anderson as an uncle.
Friends believe Anderson, who they say he used to work as a surgical nurse, began sliding into depression after losing his job about two years ago.
Unable to find work in his field, Anderson turned to the same risky borrowing that helped plunge the country into a foreclosure crisis, borrowing against the modest split-level home at 1720 Ascot Road his parents bought in 1969 and left him in their will.
In May 2007, Anderson took out a $116,000 mortgage from Accredited Home Lenders Inc., one of the nation's largest subprime lenders.
It carried a nearly 12 percent interest rate, described by El Paso County Public Trustee Tom Mowle as "shockingly high." The average that month was 6.26 percent, according to mortgage giant Freddie Mac.
The loan appears to be what mortgage lenders call "Ninja" loans - given to borrowers with no assets, no job and no income. Such loans were common earlier this decade, but are now outlawed in Colorado.
Greenspan's Body Count now stands at eighty-one:
Wayne "Mike" Anderson
Jeffrey M. Pearson
Ervin Antonio Lupoe
Steven L. Good
Dallas Dwayne Carter
Lt. Michael Howe
Palmer C. White
Dianne Pittman White
Edwin F. Rachleff
Scott M. Coles
Dawn E. Armstrong
Jonathon Calvin "40-Cal" Jacques
Little Boy X
Little Girl X
Rufus Shaw Jr.
Lynn Flint Shaw
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