With Zimbabwe Ben's 0% interest and NCUA's excessive fees charged to good banks for bailing out bad banks, credit unions lose money by taking deposits. So they are paying their customers to go away.
The NCUA is the credit union equivalent of the FDIC. The same principle applies to the FDIC -- they are overcharging good banks to bail out bad banks because of the egregious lack of oversight by Sheila Bair and her predecessors.
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